A car accident can change your life in an instant. Beyond the immediate shock, you may be left dealing with painful injuries, mounting medical bills, lost income, and uncertainty about how to move forward. Understanding your legal rights is an important part of the recovery process.

Hawai‘i follows a no-fault insurance system, which means your own insurance company is typically responsible for covering your initial medical expenses and lost wages, regardless of who caused the accident. However, if your injuries are serious—resulting in significant medical costs, long-term disability, or permanent damage—you may be able to file a personal injury claim against the at-fault driver to seek additional compensation.

That compensation may include out-of-pocket medical expenses, future treatment costs, lost earning capacity, and damages for pain, suffering, and emotional distress. Every case is different, and whether you’re eligible to pursue a claim depends on the severity of your injuries and the circumstances surrounding the crash.

After a collision, it’s important to take certain steps to protect yourself. Seek medical attention right away, even if you feel fine—some injuries may not show symptoms immediately. Report the accident to the police and your insurance provider, and keep records of everything: photos of the scene, medical records, insurance communications, and a journal tracking your symptoms and recovery. Avoid giving recorded statements to the other driver’s insurance company without legal advice.

Some of the most common injuries from car accidents include whiplash, concussions, spinal injuries, broken bones, and psychological trauma. These injuries can affect your ability to work, care for your family, and enjoy your daily life. If you’re struggling to get the care or compensation you need, speaking with an attorney may help you understand your options.

At Barna Law LLLC, we help clients in Hawai‘i make informed decisions after serious accidents. We provide straightforward guidance and work to hold negligent drivers accountable where appropriate. If you’ve been injured in a crash and need legal support, contact us today to schedule a consultation.